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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Trent & Associates, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Trent & Associates recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Trent & Associates today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Brevard Office

218 Rosman Hwy
Brevard, NC 28712
Main office: 828-634-7221
Fax: 828-743-8280

Bryson City Office

230 Main St
Bryson City, NC 28713
Main office: 828-475-8579
Fax: 828-552-4469

Burnsville Office

5 Town Square
Burnsville, NC 28714
Main office: 828-634-7329
Fax: 828-682-7711

Newland Office

320 Linville St
Newland, NC 28657
Main office: 828-394-4101
Fax: 828-675-2171

Rosman Office

163 Main Street Suite 1
Rosman, NC 28772
Main office: 828-966-4413
Fax: 828-884-5451

Spruce Pine Office

12300 NC-226
Spruce Pine, NC 28777
Main office: 828-394-4587
Fax: 828-765-6213

Our Providers